"Subcontractors can opt in or out. It’s totally at their discretion. No pressure. Just a simple way to access liquidity outside of traditional lending."
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Subs, refer us to GCs you work with!
ENR Top 400 Contractors Support Their Trade Partners with Earlytrade
"For some subs, getting paid early isn't a convenience—it’s a necessity. They’re often fronting costs for materials and payroll for weeks before seeing a dollar. Early payments give them the flexibility to manage cash flow without expensive bank loans or rigid financing structures."
"When we pay our subcontractors earlier, they can buy materials sooner, get us better pricing, and deploy resources to our joint projects more quickly. As a growing contractor, those strong relationships are what enable us to take on bigger projects."
Power to the Trade Partners
Earlytrade empowers subcontractors to access cash flow when they need it, on their terms. GCs that work with Earlytrade also provide subs with visibility into approved invoices and estimated payment dates.
Earlytrade is different.
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Subs choose to participate on an invoice-by-invoice basis
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Subs offer a discount rate they're comfortable with
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Subs gain visibility into estimated payment dates
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Subs can even cancel an offer before it's accepted
"We had subcontractors proactively reaching out, offering to discount their invoice if we paid early. We always entertain those requests, but now Earlytrade does the work for us."
"Earlytrade is very simple for our subcontractors — it's a single webpage where they can choose their discount rate and immediately see what their chances of acceptance are."
140,000
Subs in Earlytrade Network
1/2
The Cost of a Bank Loan
28
Average Days Paid Early
2.2%
Average Accepted Discount
refer us to a GC you work with